Debt Solutions & Alternatives

Bankruptcy Alternatives

You are feeling overwhelmed with the debt, interest charges accumulating and your financial situation is beginning to catch up with you. You have been thinking about filing for personal bankruptcy, but afraid it’s a mark that will stay on your credit report a long time. With a bad credit score it’s harder to qualify for loans at reasonable interest rates, and that can put you in even deeper in economic trouble in the future.


For many, personal bankruptcy would be their last resort.  The Licensed Insolvency Trustee’s at D. Thode & Associates Inc. will provide you with information on alternatives to bankruptcy and discuss with you the options that fit your specific needs.

What If You Could Be Debt Free?

If you live in Vancouver and Chilliwack, debt consolidation is only one of many options to be debt free. Bankruptcy isn’t your only option when you get into financial trouble. We can help you look at your finances and see if any other strategy can be used.

Every one of our clients has their own specific challenges, and we do our very best to find a solution that fits your exact needs. We know that y already feel overwhelmed so we will find the solution that gets you back on your feet the fastest.

Want to learn more ways to resolve your situation?

If you would like to learn more about resolving your financial troubles without bankruptcy, you can schedule a consultation with us.


We will look over your situation and discuss your options during that initial meeting. Your first consultation is completely free.

Ready to be debt-free?
Connect with a consumer proposal administrator about your options.

Consumer Proposals Vancouver is an educational service provided by The Greater Vancouver Offices Of:

D.Thode & Associates Inc.

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Licensed Professionals

Douglas J. Thode

Consumer Proposal Administrator

Licensed Insolvency Trustee


Shelley Koehli

Consumer Proposal Administrator

Licensed Insolvency Trustee

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Vancouver Office

300-1055 W. Hastings St.

Vancouver, BC V6E2E9


Chiliwack Office

102-46167 Yale Road

Chilliwack, BC V2P 2P2


Burnaby Office

501-3292 Production Way

Burnaby, BC V5A 4R4


Surrey Office

2nd Floor – 7404 King George Blvd.

Surrey, BC V3W 0L



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Interior British Columbia Offices 

Members of CAIRP

CAIRP was created as a non-profit corporation in 1979 to advocate a fair, transparent and effective system of insolvency/restructuring administration throughout Canada.